Just How Our Loans Work

Just How Our Loans Work

Only at 118 118 cash we provide unsecured signature loans for speedyloan.net compare netcredit with other lenders those requiring a sum of cash between Ј1,000 and Ј5,000. Our loans are created to be reimbursed in fixed monthly instalments and you will choose the length of time you need to spend the loan back over 12, 18 or a couple of years. We only provide quick unsecured loans which means you don’t want to secure a valuable asset like your car or house resistant to the loan. You don’t require a guarantor either once we work tirelessly to supply you aided by the cash you’ll need at a level you are able to manage.

Your monthly repayments derive from a fixed rate of interest when it comes to amount of the loan. Unlike adjustable rates of interest, you will understand how much your repayments is supposed to be every month, and never have to bother about establishing apart more money in instance of increasing interest levels.

118 118 cash is perhaps not really a high-cost, short-term loan company. We try to supply you with the cash you prefer, when it is required, whether you’ve got an abrupt emergency which has had cost you economically or you want a good start to aid kick begin your personal future plans.


We understand searching for the right loan is essential, in accordance with 118 118 Money, there’s no need to panic. You an offer, we guarantee it will be valid for 5 days, so you don’t have to rush to accept when we make. This implies you’ll have actually time and energy to see just what else is approximately and also make yes our offer could be the deal that is best for you personally.


We provide to individuals who need monetary help and pride ourselves on wanting to assist the ones that might find it tough to get credit off their lenders. Whenever choosing to approve that loan application, our requirements is dependent on whether a person might spend the money for month-to-month repayments. We will also provide loans to people that have a less than perfect credit score, which sets us apart from a number of other loan providers.

Our clients frequently ask us “If i’ve a bad credit profile, may I nevertheless use?” or I use?“If I happened to be refused by my bank, can” The answer is yes. We treat every application independently and realize there are occasions whenever unanticipated situations happen therefore we constantly you will need to assist where possible. If you’d like a assisting hand along with your funds, go to our cash guidance part to access our free videos, tools and expert guidance.


Our application process is easy and you can apply direct from your own cell phone, computer or tablet. It requires simply four easy steps to submit an application for a 118 118 Money loan on the web. Merely decide how much you intend to borrow, just what the repayments that are monthly be as well as for just how long the loan is going to be. You’ll be able to make use of our easy and quick personal bank loan calculator to work through exactly how much your monthly repayments will tend to be plus it won’t impact your credit history.

We review applications as soon as possible, and a lot of regarding the time we can offer a determination within 1 hour. We never charge any application costs if authorized your cash will be utilized in your money in 24 hours or less.

After you have applied, it is possible to monitor the progress of one’s application anywhere you’re. You want to allow it to be effortless you can access your current balance at any time by logging in online for you to manage your finances and. You should check if the next repayment is due and view any recent re payments made. Additionally, you will receive a month-to-month reminder before each instalment is born. When you have any inquiries or concerns, you are able to call us 24/7 to communicate with one of our agents.


We provide a wide selection of loans to satisfy your position including Ј1,000 to Ј5,000 over one or two years with month-to-month repayments starting at only Ј56.47. You are able to pick the quantity you desire to borrow plus the duration of the loan term. Before approving any application, we execute checks to make sure you are able to afford the monthly obligations. Don’t worry, we come across people as a lot more than their credit history and can do our best always to provide individuals cash. Speak to us exactly how we are able to allow you to.


Our prices range between 35.9% APR – 99.9% APR fixed. Our representative APR (Annual portion Rate) is 99.9%. You can expect a reasonable interest, also for all with a very poor credit rating, plus in some instances you might find that you’re spending less by selecting 118 118 cash as your favored lender


The maximum amount of as you intend, we understand that unanticipated expenses can knock your financial allowance off track. The fridge has broken down or you’ve got a broken boiler needing urgent repair, our loans are designed to help you whether your family pet has raked up a high vet bill. Our committed team will be able to work to you to definitely ensure your monthly premiums are both affordable and manageable predicated on your month-to-month budget. If one thing takes place we have been constantly very easy to achieve by e-mail, phone and real time talk, therefore merely make contact once you require us.